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Cost and Payment

How much does a funeral cost?

This depends entirely on whether burial or cremation is chosen, your choice of casket and additional items such as flowers, newspaper notices, and catering. These form part of the account and will vary according to the choices made.

The funeral firm will also charge for its services – for making all the arrangements, use of hearses and other cars, and other professional services provided.

Please talk to us at Simplicity Funerals so that we can provide a service to suit both your needs and your financial circumstances. We are more than happy to provide a free no obligation estimate.

If you have any financial worries, please let us know as soon as possible. There are agencies we can refer you to, such as Work and Income NZ, where a funeral grant may be available depending on your level of assets and income.

If the death was caused by an accident, ACC may be able to help and we can assist you with this application.

Other entitlements are also available for ex-service personnel and their families.

How can I pay if the estate is still tied up?

When a death occurs, bank accounts in the name of the deceased are frozen and, in some cases, cannot be accessed until after Probate is granted. To ensure ongoing access by a partner, it is better for the bank accounts to be in joint names.

When settlement of an estate is delayed by lack of Probate, families should pay the funeral account by the due date and recover the funds from the estate when it is settled.

Most funeral firms send the account directly to the family and, if required, will send a copy to the solicitor. The person making the arrangements with the funeral director remains responsible for paying the account.


We will always sit down and discuss the Estimate of Financial Details. This includes receiving instructions concerning funeral arrangements, personal care and attention of deceased, embalming/mortuary care, obtaining medical paperwork from the Doctor, preparing necessary documentation, attending to registration of death, provision of funeral home facilities and services, further transfers, after hours fees, paying disbursements and conducting other services in accordance with instructions.

The account will be dated the day of the funeral and will be posted within approximately seven (7) days after the funeral. An Administration Fee is charged on all accounts, but if the account is paid within 14 days from the invoice date this will be deducted.

Unless specific arrangements have been made, the due date for full payment is 21 days from invoice date. If the invoice has not been paid after 21 days this account becomes overdue and there will be penalties charged for late payment.

Simplicity Funerals are proud to be able to accommodate most budgets.

Funerals don’t have to cost the earth to mean the world.

There are Funeral Grants available through WINZ and ACC, and we are happy to talk you through the options available to you.

We welcome all enquiries about funeral costs

Please don’t hesitate to contact us to discuss your personal requirements and obtain a customised quote.

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